Banking Regulation – FinConf News

Regulating digital bank and fintech financing – BIS Paper

31/08/202031/08/2020 Chris Skinner Banking Regulation, bis, Fintech

New technology-enabled business models related to deposit-taking, credit intermediation and capital-raising have emerged. These are digital banking, fintech balance sheet

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‘Holding Bankers to Account’, by Oonagh McDonald

06/01/202006/08/2020 FinConf News Banking Regulation, Oonagh McDonald

Punctilious dissection takes in Barings, the Big Bang and the failures of regulation One of the most interesting insights in

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Finance Watch
EBA

Yves Mersch: Interview with Financial Times

25 November 2020

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Edouard Fernandez-Bollo: Facing up to the challenges posed by COVID-19 and Brexit

24 November 2020

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Yves Mersch: Interview with Börsen-Zeitung

21 November 2020

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“Joining European banking supervision marks a key milestone for us”

18 November 2020

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Andrea Enria: The yin and yang of banking market integration – the case of cross-border banks

18 November 2020

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CON/2020/16 Opinion on amendments to the Union prudential framework in response to the COVID-19 pandemic

19 May 2020

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CON/2020/15 Opinion on amendments to Latvian national security, emergency situation and mobilisation laws

10 May 2020

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ECB/2020/22 Regulation (EU) 2020/605 of the ECB of 9 April 2020 amending Regulation (EU) 2015/534 on reporting of supervisory financial information

6 May 2020

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CON/2020/12 Opinion on the identification and reporting by financial institutions of the allocation of sums deposited in savings account

16 April 2020

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ECB/2020/19 Recommendation of the ECB of 27 March 2020 on dividend distributions during the COVID-19 pandemic and repealing Recommendation (ECB/2020/1)

29 March 2020

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Fossil fuel lending is a financial stability issue

1 September 2020

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The EU recovery plan can still be made into a catalyst for sustainability

31 July 2020

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Which financial services are needed for financial inclusion?

7 July 2020

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Finance Watch publishes its Annual Report 2019

3 July 2020

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The temporary financialisation of refugees in Greece

24 June 2020

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ESAs propose to adapt the EMIR implementation timelines for intragroup transactions, equity options and novations to EU counterparties

23 November 2020

The European Banking Authority (EBA), the European Insurance and Occupational Pensions Authority (EIOPA) and the European Securities and Markets Authority (ESMA), the European Supervisory Authorities (ESAs), have today published a final report with draft regulatory technical standards (RTS) proposing to amend the Commission Delegated Regulation on the risk mitigation techniques for OTC derivatives not cleared by a CCP (bilateral margin requirements) under the European Market Infrastructure Regulation (EMIR). [...]

The EBA calls on the European Commission to harmonise the significant risk transfer assessment in securitisation

23 November 2020

The European Banking Authority (EBA) publishes today a Report on significant risk transfer (SRT) in securitisation transactions, which includes a set of detailed recommendations to the European Commission on the harmonisation of practices and processes applicable to the SRT assessment. The EBA proposals aim to enhance the efficiency, consistency and predictability of the supervisory SRT assessment within the current securitisation framework. [...]

Banks report a significant use of COVID-19 moratoria and public guarantees

19 November 2020

The European Banking Authority (EBA) published today a first assessment of the use of COVID-19 moratoria and public guarantees across the EU banking sector. COVID-19 related moratoria on loan repayments provided breathing space to borrowers across many countries with many banks reporting that loans under moratoria represented a significant share of their total loans. The use of moratoria was particularly widespread for SMEs and commercial real estate but were also important for mortgage loans in some countries. While public guarantees were used to a lesser extent, they allowed banks to provide new lending to many companies impacted by the crisis.… [...]

Piers Haben speaks at the European Association for Banking and Financial Law event

19 November 2020

Piers Haben, Director of the Banking, Markets, Innovation and Consumers department at the EBA, spoke about a multi-layered approach to regulation at the event "What to regulate? How to regulate? Who should regulate?" organised by the European Association for Banking and Financial Law. In his speech, Piers Haben highlighted the EBA's approach towards innovative applications of technology in the financial sector in accordance with the principle of technological neutrality. [...]

EBA analyses effect of the unwind mechanism of the liquidity coverage ratio

18 November 2020

The European Banking Authority (EBA) published today a Report on the effects of the unwind mechanism of the liquidity coverage ratio (LCR) over a three-year period, from the end of 2016 to the first quarter of 2020. Overall, the empirical evidence does not support the hypothesis that the unwind mechanism has a detrimental impact on the business and risk profile of credit institutions. [...]