Opinion – Page 2 – FinConf News

Introducing Concept: National AI Capital

01/09/202001/09/2020 Aco Momcilovic AI, Human Capital, National AI Capital

In my Human Resources career, I was working on different Human Capital related topics, from different angles. Since it is

Opinion

Apple vs. Free Cash Flow Estimates

30/08/202030/08/2020 Deni Memic

Apple valuation and underlying cash flows have diverted significantly over the last two years. Currently trading at Forward PE of

Opinion

Research – The importance of technological progress in measuring economic growth in Bosnia and Herzegovina

27/08/202027/08/2020 Faruk Hadžić Economy

Economic growth is one of the most important concepts in the world economy. Although some authors critically believe that the

Opinion

Requirements for a Successful Digital Transformation

27/08/202027/08/2020 Raj Grover Digital Transformation

There is still a significant confusion around the business case of digital transformation. Most financial institutions think that digital transformation is a cost.

Opinion

Efekat novog starta – Behavioural Science u bankarstvu

22/08/202022/08/2020 FinConf News Behavioural Science

Jeste li se ikad zapitali zašto su novogodišnje rezolucije toliko popularne? Kod pokretanja nove navike ili postavljanja novog cilja poput

Opinion

Bitcoin vs Gold ?

21/08/202021/08/2020 Deni Memic Bitcoin, Economics, Gold

Starije generacije više vole zlato (žuta linija), mlađe vole Bitcoin (tamno plava linija). Starija generacija je konzervativnija, mlađa agresivnija. 100-dnevni

Opinion

It’s time epidemiological models faced the same scrutiny as banks

14/08/202024/08/2020 Oonagh McDonald Basel, Oonagh McDonald

After the global financial crisis of 2009, Basel, the international standard setting body for banking regulation, conducted a thorough analysis

Opinion

No digital transformation without digital strategy

09/08/202014/08/2020 Amir Sabirovic AI, Amir Sabirovic, Artificial Intelligence, Digital Transformation

Covid-19 has exposed the weaknesses in obsolete business models. I now see organizations digitizing their processes at lightning speed. But

ECB
ECB- Legal
Finance Watch
EBA

Pentti Hakkarainen: Are banks Cyber-proof in the digital world?

22 October 2020

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Edouard Fernandez-Bollo: Financial regulation in 2020: trends in the EU and global patterns

19 October 2020

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Andrea Enria: Acceptance speech for Bocconi Alumnus of the year 2020

16 October 2020

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Andrea Enria: Interview with Handelsblatt

12 October 2020

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Kerstin af Jochnick: What are the priorities for ECB Banking Supervision amid the pandemic?

9 October 2020

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CON/2020/16 Opinion on amendments to the Union prudential framework in response to the COVID-19 pandemic

19 May 2020

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CON/2020/15 Opinion on amendments to Latvian national security, emergency situation and mobilisation laws

10 May 2020

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ECB/2020/22 Regulation (EU) 2020/605 of the ECB of 9 April 2020 amending Regulation (EU) 2015/534 on reporting of supervisory financial information

6 May 2020

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CON/2020/12 Opinion on the identification and reporting by financial institutions of the allocation of sums deposited in savings account

16 April 2020

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ECB/2020/19 Recommendation of the ECB of 27 March 2020 on dividend distributions during the COVID-19 pandemic and repealing Recommendation (ECB/2020/1)

29 March 2020

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Fossil fuel lending is a financial stability issue

1 September 2020

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The EU recovery plan can still be made into a catalyst for sustainability

31 July 2020

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Which financial services are needed for financial inclusion?

7 July 2020

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Finance Watch publishes its Annual Report 2019

3 July 2020

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The temporary financialisation of refugees in Greece

24 June 2020

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EBA issues Opinion to address possible infection risk stemming from legacy instruments

19 October 2020

The European Banking Authority (EBA) issued today an Opinion to clarify the prudential treatment of the so-called ‘legacy instruments” in view of the end of the grandfathering period on 31 December 2021. In its Opinion, the EBA proposes policy options to address the infection risk when created by such instruments. The EBA’s recommendations aim at ensuring a high quality of capital for EU institutions and a consistent application of rules and practices across the Union. [...]

EBA issues Opinion on measures to address macroprudential risk following notification by Finansinspektionen

16 October 2020

The European Banking Authority (EBA) published today an Opinion following the notification by Finansinspektionen, the Swedish Financial Supervisory Authority (FSA), of its intention to extend a measure introduced in 2018, which aims at enhancing the resilience of Swedish banks to potential severe downward corrections in residential real estate markets. Based on the evidence submitted, the EBA does not object to the extension of such measure, which Finansinspektionen intends to apply to credit institutions that have adopted the Internal Rating-Based (IRB) Approach. The extension will be applied from 31 December 2020 until 30 December 2021. [...]

EBA consults on the revision of the Guidelines on major incident reporting under PSD2

14 October 2020

The European Banking Authority (EBA) launched today a public consultation to propose revising the Guidelines on major incident reporting under the Payment Service Directive (PSD2). The proposal aims at optimising and simplifying the reporting process, capturing additional relevant security incidents, reducing the number of operational incidents that will be reported, and improving the meaningfulness of the incident reports received. The revision of the Guidelines also intends to decrease the reporting burden on payment service providers (PSPs). The consultation runs until 14 December 2020. [...]

EBA published final draft regulatory technical standards specifying the prudential treatment of software assets

13 October 2020

The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) specifying the prudential treatment of software assets. As the banking sector is moving towards a more digital environment, the aim of these draft RTS is to replace the current upfront full deduction prudential regime so as to strike an appropriate balance between the need to maintain sufficient conservatism in the prudential treatment of software assets and their relevance from a business and an economic perspective. The final draft RTS keep a simple approach based on a prudential amortisation of software assets calibrated over a period of… [...]

EBA supports harmonisation of creditworthiness assessment for consumer credit across the EU

12 October 2020

The European Banking Authority (EBA) responded last week to the EU Commission’s consultation on the proposed new consumer agenda where it called for harmonisation of the creditworthiness assessment process for consumer lending across the EU. The EBA response focuses on the revision of the Consumer Credit Directive (CCD) and builds on the recent EBA Guidelines on loan origination and monitoring. [...]