Chris Skinner – FinConf News

Regulating digital bank and fintech financing – BIS Paper

31/08/202031/08/2020 Chris Skinner Banking Regulation, bis, Fintech

New technology-enabled business models related to deposit-taking, credit intermediation and capital-raising have emerged. These are digital banking, fintech balance sheet

Technology

Exclusive research finds a silver lining for banking and FinTech in coronavirus crisis

13/08/202024/08/2020 Chris Skinner Chris Skinner, Fintech

Bank and FinTech Execs Report Strengthening Customer and Employee Relationships Due to COVID-19 Survey finds most predict big changes to

Latest

The Impact of the COVID-19 Pandemic on Financial Inclusion

07/08/202024/08/2020 Chris Skinner Fintech

Courtesy of: Chris Skinner I spent some time recently chatting with Joanne Dewar, Chief Executive Officer, Global Processing Services (GPS).

Opinion

What’s the problem with COBOL?

06/08/202007/08/2020 Chris Skinner Chris Skinner

Courtesy of: Chris Skinner I’m always ready to see both sides of the fence. In fact, I would rather see

Opinion

Banking is nothing to do with relationships, it’s all about trust

25/06/202007/08/2020 Chris Skinner Chris Skinner

Courtesy of: Chris Skinner I blogged in April that banking is nothing to do with relationships, it’s about secrets. It’s more

ECB
ECB- Legal
Finance Watch
EBA

Stress test shows euro area banking system resilient under challenging macroeconomic scenario

30 July 2021

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ECB decides not to extend dividend recommendation beyond September 2021

23 July 2021

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ECB concludes comprehensive assessment of two Italian banks, and one Estonian and one Lithuanian bank

9 July 2021

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ECB publishes supervisory banking statistics for the first quarter of 2021

8 July 2021

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The post-pandemic outlook in the banking union

7 July 2021

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CON/2020/16 Opinion on amendments to the Union prudential framework in response to the COVID-19 pandemic

19 May 2020

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CON/2020/15 Opinion on amendments to Latvian national security, emergency situation and mobilisation laws

10 May 2020

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ECB/2020/22 Regulation (EU) 2020/605 of the ECB of 9 April 2020 amending Regulation (EU) 2015/534 on reporting of supervisory financial information

6 May 2020

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CON/2020/12 Opinion on the identification and reporting by financial institutions of the allocation of sums deposited in savings account

16 April 2020

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ECB/2020/19 Recommendation of the ECB of 27 March 2020 on dividend distributions during the COVID-19 pandemic and repealing Recommendation (ECB/2020/1)

29 March 2020

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Climate risks and financial stability: the snowballing cost of procrastination

2 June 2021

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Bail out people, not banks

15 February 2021

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Fossil fuel lending is a financial stability issue

1 September 2020

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The EU recovery plan can still be made into a catalyst for sustainability

31 July 2020

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Which financial services are needed for financial inclusion?

7 July 2020

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EBA publishes the results of its 2021 EU-wide stress test

30 July 2021

The European Banking Authority (EBA) published today the results of its 2021 EU-wide stress test, which involved 50 banks from 15 EU and EEA countries, covering 70% of the EU banking sector assets. This exercise allows to assess, in a consistent way, the resilience of EU banks over a three-year horizon under both a baseline and an adverse scenario, which is characterised by severe shocks taking into account the impact of the pandemic. The individual bank results promote market discipline and are an input into the supervisory decision-making process. The adverse scenario has an impact of 485 bps on banks’… [...]

EBA publishes clarifications to the sixth set of issues raised by its industry working group on Application Programming Interfaces under the Payment Services Directive (PSD2)

30 July 2021

The European Banking Authority (EBA) published today clarifications to a sixth set of issues that had been raised by participants of its Working Group (WG) on Application Programming Interfaces (APIs) under the Payment Services Directive (PSD2). The clarifications respond to issues raised on authentication with electronic signatures, biometrics and authentication on mobile apps, preventing social engineering fraud, ability of payment initiation service providers to refuse a payer’s request to initiate a payment transaction, and complexity in the authentication process. [...]

EBA publishes its final Guidelines on the monitoring of the threshold for establishing an intermediate EU parent undertaking

28 July 2021

The European Banking Authority (EBA) published today its final Guidelines on the monitoring of the threshold and other procedural aspects on the establishment of intermediate EU parent undertakings (IPU) as laid down in the Capital Requirements Directive (CRD). The Guidelines specify how third country groups should calculate and monitor the total value of their assets in the Union in order to ensure timely application of the IPU requirement. [...]

EBA consults on technical standards to identify shadow banking entities

26 July 2021

The European Banking Authority (EBA) launched today a public consultation on draft regulatory technical standards (RTS) setting out criteria for the identification of shadow banking entities for the purposes of reporting large exposures. The consultation runs until 26 October 2021. [...]

EBA launches discussion on proportionality assessment methodology

22 July 2021

The European Banking Authority (EBA) publishes today a Discussion Paper aiming at gathering some preliminary input on how to standardise the proportionality assessment methodology for credit institutions and investment firms. The discussion paper invites all market participants affected by the proportional treatment in the application of EBA regulatory products to provide their input. The consultation runs until 22 October 2021. [...]